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Furthermore, customers for this sort of plan might have serious legal or criminal backgrounds. It is essential to keep in mind that different providers offer a variety of issue ages on their guaranteed problem plans as reduced as age 40 or as high as age 80 - life insurance funeral. Some will also provide higher face values, as much as $40,000, and others will certainly enable much better death advantage problems by improving the rate of interest with the return of premium or decreasing the variety of years until a full fatality benefit is offered